Buying or selling
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Effects of FIS (Family Income Supplement) to Credit rating / mortgage approval in Buying or selling
Hi there, I have few thousands Euros in savings which are enough to apply for a mortgage upto 180k. I have got third baby recently and thinking to apply for FIS (Family Income Supplement) and might get something aro...
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EA "cant" contact seller, seller not respond:-( in Buying or selling
Hi guys, have a q, maybe somebody was in similar situation : my husband and i are trying to book an appointment to see property which we think might be perfect for us. This house is advertise by 2 EA and we contact one of them be...
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Valuation in Buying or selling
Hello, We are in the middle of buying a house thought rent to buy scheme and got valuation of the house that came up at 160,000, my questions is can the seller/developer ask for more money even though the house is not wor...
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Mortgage approval single applicant in Buying or selling
hi all, I'm a single guy in my 40's, I have savings so far of 30,000 euro, hoping to have around the 40,000 mark by June, all my savings are from me no gifts from anybody and saved the 30k over the last 2 years. i don't have any...
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Moving out of home - buying vs renting in Buying or selling
Through various different family and health reasons I have ended up as a 33 year old male living at home with folks, moving out is way over due, but to rent or buy? I am in a financial position where I could buy, I am single and h...
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Owning 2 properties in Buying or selling
Hi, I was hoping to get advice regarding multiple property ownerships and mortgages. Myself and my other half are hoping to apply for mortgage approval in the next few months (have 40,000 saved, permanent jobs, 85k ...
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mortgage approval in Buying or selling
Hey, My Girlfriend and I are thinking about buying a place around tallaght 120k-170k we will have 40k in savings by the end of the year. This is all very new to me, never thought about buying, but rent prices are so high...
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Describe a 'recovery of the property market'? in Buying or selling
Hi All, just an 'ambiguous' question; What are people's thoughts & perceptions of a 'recovery' of the property market? What I mean is,is a 'recovery' a return to 'boom' prices or is a 'recovery' a ret...
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Stamp Duty in Buying or selling
with the new property tax just about to be dropped on us I was wondering if stamp duty will still be applied to home purchase
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not yet built houses in Buying or selling
i went to an EA with the view to buying a particular house in an unfinished estate of 8 houses. the house is the two remaining yet to be built by the developer. The EA has mentioned a price of 120k builders finish, just wonderi...
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Goverment add on additional % when buying second property? in Buying or selling
Hi could anyone please tell me what % of tax I would have to pay if I purchase a second property? My parents are thinking of buying a house in need of renovation for me and in 12 months I will apply for a mortgage and return the mo...
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Big Rent Increase On The Way in Buying or selling
Would everyone agree that with the introduction new / property tax / water tax / refuse charges / house rental insurance / prtsb charge /ber certificates / 7ps usc on rental income / 4 ps prsi on rental income. that rents are...
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Any 'Buy to Let / Let to Buy properties' in county Clare, Limerick, Galway or Tipp. in Buying or selling
Hi folks, Any Buy to Let / Let to Buy properties in county Clare, Limerick or Galway or Tipperary ? I live in Sixmilebridge, county Clare, I just can't afford a mortgage just right now, but Rent to Buy might suit. ...
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Mortgage Decline in Buying or selling
Hi just looking for some advice. Was mortgage approved in November with BOI, found a house,offer accepted etc. So then the fun started, bank had us jumping through hoops getting quotes for works that needed to be car...
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freehold/leasehold in Buying or selling
recentely i have made some viewings on older houses,maybe 1960s.anyway when talking to auctioneers,id ask them is it freehold,they would say yes,then maybe furthur down the line,id find out its leasehold,be it 100ye...
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Offer Accepted then seller decides not to sell in Buying or selling
We just returned from the UK to buy a house in South Dublin. We put a generous offer in on a house in Greystones which was accepted and just as we went to sign contracts they buyer decided they didn\'t want to move to the house t...
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Stamp Duty? in Buying or selling
How is stamp duty calculated?
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Management Companies in Buying or selling
My wife (originally from Dublin) and I have been trying to buy a holiday home in Ireland for more than two years now. We have a limited budget and, hence, have been tempted by offers of recently built (within the last 10 years...
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When will you receive your money from Solicitor after Sale of your residence? in Buying or selling
Hi All, I have read conflicting stories on when you will receive your money from your solicitor. and find these stories very alarming. Will payment of your house be on same day that you've sold your house? (like on t...
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Selling above asking price in Dublin 18? in Buying or selling
Hi everyone, This is my first post here after reading through most of the 'Buying or selling' section. So here it goes... My husband and I are looking to buy a small place in Dublin 18 to live in for up to 3 years u...
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need to sell house in Buying or selling
Hi there new to this so I hope this is ok ? I have my house up for sale since last July and would just love to know is there something im not doing (besides no one buying property at the moment) that im doing wrong. I dropped the pr...
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House Prices in Buying or selling
Thinking of buying house in Galway out the country, Has house prices bottomed out or do they expect them to go down further?
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Buyer says pre-approved, how long is procedure, and what is exact procedure? in Buying or selling
Hi, hope anyone can advise. Today we got an offer of full asking price, by local young man who says he's mortgage approved. We want to sell as soon as possible, as can buy a cheap do-upper property that's not on the mar...
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bidding war or EA bluffing in Buying or selling
Hi this is my first post. I was just hoping to get some taughts on apartments for sale in leixlip louisa park. I have put an offer of the asking price for a two bed apartment and within two days the ea said that a higher ...
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mortgage against land/house and savings in Buying or selling
Hi there, just looking for some advice re applying for a mortgage. We inherited an old house and some land which we currently live in. We would like to move and buy a more modern house. We have savings of 5K and are making a...